Imagine… going into Retirement with confidence knowing you will have the independent retirement you desire.

This is the time in your life that you deserve to have a well-crafted retirement strategy to assist you in making these important decisions for your family.

You may be asking yourself some of these questions:

  • Should I work a few more years?
  • Will I outlive my money or will my money outlive me?
  • Should I enter into a phased or full-time retirement?
  • What will I do with my new found time?
  • How can I arrange my retirement assets to support my retirement years?
    • What is the appropriate asset allocation for my income needs?
    • If I have different types of accounts, such as a 401K, a Roth IRA, a Non-IRA; which accounts should I withdraw funds from first? Which makes the most sense from an income tax perspective?
    • What types of investments are most appropriate in each of my accounts from an income tax perspective?
    • Can Roth IRA Conversions benefit me during my retirement? If so, how?
    • Are there additional ways to minimize income taxes during retirement?
  • What Social Security Claiming Strategy makes the most sense for my income needs?
  • What do I need to know about Medicare?
  • What Estate Documents do I need? Are my current documents adequate?
  • Do I need to continue my current life insurance?
  • Are the beneficiaries of my retirement accounts reflective of my desires?
  • What happens if I get sick and cannot take care of myself?
  • How can I continue to assist in helping my children, if desired?
  • What if I want to sell my home and move to a different residence or state? How will that impact my retirement?

Transitioning from working to either a full-time or phased retirement requires careful initial and on-going planning.

To schedule an appointment with Paul Levin, please click on the link below:


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